5 Tips For Enjoying a Stress Free Holiday Season

November 19th, 2008 by socialdude

The word BUDGET often elicits thoughts of being in a straight jacket and being forced to sit home alone being denied fun and food. A budget is not about deprivation. A budget is a plan on how you are going to spend your money for Nevada auto insurance quote upcoming month. Using my 5 Tips below you will be able to enjoy a stress free holiday season.
 
1. Review your basic living expenses. This is where you will record your mortgage or rent, electric, cable, cell phone, water, and other fixed expenses.
 
2. Make a list of all your holiday expenses. You will want to list the people you intend to buy presents for to include your neighbors, mailman, hair stylist, and other service people. You will also need to add greeting cards, thank you cards, postage, baking Minnesota auto accident attorneys holiday decorations, party supplies, and holiday clothing.
 
3. When you know how much money you have left over from your basic you budget you will need to devise a spending plan for all the categories you listed in number 2 above. In your spending plan for the holidays you will want to list each person or category and how much money you are going to realistically spend. Putting the plan on paper will let you see where you may need to make adjustments so that you do not need to use a credit card or take out a loan.
 
4. In order to keep holiday spending down you may want to capitalize on your talents. If you love to bake- give away your goodies as gifts. If you enjoy walking dogs then make dog walking coupons for your neighbors and friends. The holidays are not about going on a marathon shopping spree. They are about giving thanks.
 
5. When you are going holiday shopping use the envelope system. For each category on your budget put the allotted amount of CASH in an envelope. When you go shopping use only the cash in each envelope for the item or category it is allotted. Do not cheat and rob one envelope to pay for something in another envelope. When you run out of money in the envelope you are done spending in that category. 
 
Planning in advance for the holiday season can ensure that you are able to truly enjoy the season for the right reason. Using the 5 Tips above will guarantee that you know where you are spending your money this holiday season. Business owners should also follow the above 5 Tips to ensure that they stay within budget during the holiday season when giving holiday gifts to their employees and customers.

Coach Jaynine ensures small business owners and determined individuals turn their Dreams into Reality. She facilitates personal improvement through the use of assessments, self empowerment, and client specific action steps via the telephone and internet. Her clients increase their productivity and earning power while living life on their terms. Experience what Coaching can do for you by registering for a complimentary teleclass at http://www.dreamcatcher-lifecoaching.com

Beyond Dancing - Book Review

November 18th, 2008 by socialdude

I had an interview with Anita Bloom Ornoff who is mortgage ccj author of the book, BEYOND DANCING. While this may not seem like a big deal there are several things that you might want to consider. Anita is 85 years old and she wrote her book a year ago. Anita is also a paraplegic, paralyzed from the waist down. She was the first woman to get a drivers license by using only her hands and she was the first handicapped female to enter and receive her degree from NYU.

Anita lost the use of her lower limbs at the start of World War II. She enrolled in the WAAC which later became the WAC. A cut on her finger got infected and malpractice ended up with an infection requiring that her spinal chord be severed. She has had three husbands and four marriages and two children. You will have to read her book to figure the math
Keep in mind that this is a female who became handicapped long before the American Disabilities Act. Her struggle was constant and up hill. She had to fight the VA for on line car insurance and she had to fight a society that was not yet ready to accord all equal access to the benefits and rights that most of us take for granted. When asked about how things were for the handicapped now, as compared to after World War II, Anita said that by comparison, today is like heaven.

This brings to mind the issue of whether or not we can control our lives and partake of happiness, regardless of circumstances. Many are brought up in situations that seem insurmountable. But the fact that there are those who rise above those situations should be proof that we each have more control over our happiness than we are led to believe. Anita said that above all; do not let others keep you down. Do not let people say that what you desire is not possible. Do not accept the norm since the norm and conventional wisdom is often wrong.

Despite all of the forces that seemed to be arrayed against her, Anita Bloom Ornoff refused to accept a ??no can do? attitude. She fought for what she desired and has led a happy and joyful life. History is replete with those who, against all apparent odds, rose above the ??trials and tribulations? of life and created a reality that was of their own liking, and not that dictated by others. Books like the recently released, ??The Secret? say that with the power of the mind, all things are possible. Anita is an example of an everyday person who brings that refrain into perspective and reality. Perhaps there should be a little less whining in our society and perhaps we should listen to those, like Anita, who have paved the way in proving that what we think is what we create.

The novel is published by Bartleby Press, ISBN 091015550X, 311 pages, hardcover. Visit the author’s web site at www.beyonddancing.comwww.beyonddancing.com and listen to the podcast of her interview at www.internetvoicesradio.comwww.internetvoicesradio.com

Mr. Harris was born in Massachusetts. He attended The American University in Washington, D.C. and received his degree in Political Science. His graduate work was done at the University of Northern Colorado and Howard University. While in D.C., he spent several years working for local and regional government agencies. Upon moving to Maine he worked with three governors and served as the Assistant Director of the Maine State Planning Office. He worked on a White House Task Force for the development of a National Rural Policy and later served as Rural Policy Coordinator at the Federal Regional Council of New England. He has worked on gubernatorial and senatorial political campaigns and currently works in Special Education.

Mr. Harris is co-author of the novel WAKING GOD and is a nationally syndicated and featured writer for The American Chronicle. He is working on Book II of the Waking God trilogy and writing features for literary E-zines. His second novel, A MAINE CHRISTMAS CAROL has been released by Cambridge Books. Contributing writer for UPI’s Religion&Spirituality web site.

8 Steps to Financial Security

November 17th, 2008 by socialdude

As we began the New Year, many of us made resolutions and vowed to get our financial houses in order. Unfortunately many of us broke that resolution long before the first credit card bill arrived. Rather than feel guilty consider these steps to get you started in the right direction - regardless of what time of the year.

1. Build your Emergency Fund:
Not just the pot of gold that you were considering for a new car or vacation, a fund for real emergencies. Your emergency fund should include at least three to six months worth of living expenses. These funds should only be tapped for healthcare emergencies, times of unplanned unemployment and other events of this magnitude.

As you develop your emergency fund, keep enough money in your bank account or money market account to cover three or more months expenses and than ask your Financial Advisor or your banker to help you set up a series of short term CDs to form a ladder with the rest. Laddering funds will allow you to earn more interest on the money that you may need to get your van insurance quote on in hurry. At the same time, it helps to make sure that you don’t get your hands on it all at once for non-emergency purposes.

2. Use credit wisely:
Avoid purchasing items on credit whenever possible. If you must carry debt, look for the lowest rates that you can find. Shop out your loans and credit cards for better deals. Ask your creditors for better rates. If you make all your payments on time and are in good standing with them, most likely they will lower your rates. If not, consider moving elsewhere. Be sure to review your credit report at least annually and watch for identity theft as well.

3. Budget money wisely and do not overspend:
Take the time to sit down and set a budget or a spending plan. Live within your means and don’t try to keep up with the Joneses. We are all guilty of it from time to time, but unless we win the lottery we may want to let the Jones get ahead just a bit so that we are not struggling in retirement. You may be surprised to know that there are a lot of doctors and executives out there who are making well over $500,000 per year who are in debt up to their eyeballs and giving the term “living paycheck to paycheck” a whole new meaning.

Be careful not to overspend when it comes to your investments either:
Some firms are offering free trading if you “simply pay the bid ask spread” or have large sums of money in an account. Other firms are offering low priced stock trades while charging outrageously high margin rates or other fees. Investigate these offers closely and make sure that your free lunch is really free. Some times you can save a few dollars on a commission and spend thousands on a wide car cheap insurance or other fees. Most importantly, do not try to save a commission by trading online or buying no load funds if you really don’t know what you are doing and are likely to risk your hard earned money.

4. Be prepared:
Make sure that you are properly insured. Not just for your car or home (if renting, be sure to pick up rental insurance) but also for your life, health, disability and if appropriate, long term care. Check your coverage on insurance polices, update beneficiaries on your life insurance and make sure that you have an updated will.

5. Learn as much as you can about investing:
According to a Lusaardi and Mitchell study cited in Money Magazine, individuals who understood simple calculations such as compound interest or percentages had higher net worth than those who did not. education loan consolidation internet offers a great deal of help to arm you with information about investing. But don’t be too proud to get help if you still need it or to get a second opinion to see how you are doing.

6. Set realistic goals:
Don’t start with pie in the sky ideas. Set short, medium and long term goals that you can stick to. A short term goal may include building up that emergency fund that you swore you were going to start or perhaps saving for a house. A medium term goal may include paying for your children’s education and a long term goal may include planning for retirement. Set aside time to plan for each of these and be sure to monitor your progress along the way.

7. Know your Benefits:
Learn what you are entitled to or if you will be entitled to any benefits. Does your employer offer a pension plan? Are you eligible for social security? Are you eligible for a spouse’s benefits in the event of death or divorce? Be sure to review your benefits from time to time as they may have changed. Some employers have significantly reduced or even dropped their pension plans all together.

8. Invest with Discipline:
In a recent “Retirement Reality Check” survey, conducted by the Allstate Insurance Company, 40 percent of respondents admitted that they are not even saving seriously for retirement. Overall, 38 percent of respondents said that they expected their retirement to be “financially difficult.” Start saving early and often to help avoid this situation.

Estimate your retirement needs. Fund your 401(k) retirement plan to the maximum or start an IRA (or alternative retirement plan) if you are eligible. Invest automatically via your employer, through payroll deduction or through your financial institution and have money drawn automatically every month before you have a chance to spend it. Pay yourself first. Treat your savings like a bill and pay yourself every month. Make careful decisions between stocks, bonds, mutual funds and other investments. Pick quality investments, stick with them and rebalance when your allocations are no longer in sync with your plan.

Get started. Don’t wait until tomorrow or until you get a raise or until after the holidays. Take action today.

The topics covered in this article are for discussion and information purposes only. Clients should take special care in understanding all of the risks involved prior to investing. Nothing contained herein should be considered as an offer to buy or sell any security or securities product. Place Trade Financial, Inc. does not provide legal or tax advice. Please consult your own tax and/or legal advisor prior to investing. This article contains links to other web sites. Place Trade Financial, Inc. is not responsible for the privacy practices or the content of such web sites. Please contact Place Trade Financial at 1-800-50-PLACE or visit http://www.placetrade.com for further information. Place Trade Financial, Inc. is a registered broker dealer. Member FINRA, SIPC.

Sarah M. Place, MBA is the President and CEO of Place Trade Financial, Inc., Member FINRA, SIPC. She has over eighteen years experience in the financial services industry. She has vast experience working with stocks, bonds, mutual funds, 401(k)s and other investment vehicles. She is a member of the National Association for Business Economics (NABE) and the Finance Roundtable, serves as a member of the North Carolina Council on Economic Education (NCCEE) Board of Directors as well as several other boards and committees that are dear to her heart.

She has presented topics including economic issues, investments and retirement planning to numerous groups over the years including the Tufts University Alumni Association and the Cary Jaycees. She is a contributing writer for several publications including Balance Magazine, the Carolina Newswire, the NC Journal for Women, NC Career Networking Magazine and Women in the Triangle.

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Michelin Star Restaurants in Antwerp

November 16th, 2008 by socialdude

Belgian “national dishes” are fries with mussels , rabbit with plums, eel in green sauce ( Paling in’t Groen in Dutch) and meatballs with “rabbit sauce” - also called “hunter sauce”. It is not likely that you will find those on the menu in Michelin Stared restaurants, maybe a “noble” version of some of those dishes, but in general you can expect french influence.

Gin-Fish

This Michelin star rewarded chef prepares the best fish in town. donate your car is his keyword but his cooking results in the most complex taste experience. A few years ago, this master chef was already awarded a star for his previous restaurant ‘The Matelote’. Following his own path, he handed back the star and started all over with a new concept. Soon after, the Red Guide again awarded him a star, this time around for … the Gin-Fish.

The Gin-Fish is small, trendy but a very cozy venue. Don’t worry about what to choose. The chef does it for you with his set menu!

District: Old Town

Haarstraat 9
2000 Antwerp
00 32 /3 231.32.07

Budget : EUR 75 to 100
Cuisine: Seafood

Closed: Sunday, Monday, Tuesday conference calling companies Wednesday midday, Thursday midday, Friday midday, Saturday midday

‘T Fornuis

This one has not been tried yet but I thought it’s best to included on the “all star restaurants” list.

District: Old Town

Reyndersstraat 24
2000 Antwerp
03.233.62.70

Budget : ± 70 Euro
Cuisine: French

Closed: Saturday - Sunday - Pub.Holidays

Dome

The chef and his wife set up this restaurant in one the coziest areas of Antwerp. Close to the Cogels-Osy lei, they offer you a classical French cuisine in an amazing art nouveau building.
This former tea house, police office, and sewing school stayed almost intact during the last century.

Go for whatever you like on their menu. You can’t make a mistake! The Red Guide rewarded them with a Michelin star for their efforts.

District: Zurenborg

Grote Hondstraat 2
2018 Antwerp
0032 /3 239.90.03

Budget : EUR 75 to 100
Cuisine: French

Closing days: Sunday, Monday, Saturday noon

For Information on Michelin Star restaurants around Antwerp follow the link:

www.antwerp-tourist-guide.comwww.antwerp-tourist-guide.com

Micromanagement and Delegation

November 15th, 2008 by socialdude

Micro-Management Kentucky injury attorneys Delegation
Recently I had a long discussion with a friend of mine about Managers and managing. She is a former HR Manager for several major companies and was bemoaning the fact that training for managers has been cut back so significantly in recent years and that managers no longer receive the type of help, guidance and assistance that they received just a few short years ago. My background has been in retail and telecom. Hers was neither. Yet the same problems and issues seem Los Angeles auto insurance rise in every industry. Of course, this is exactly the reason that I got into coaching. Coaching allows those managers who want to improve a very personalized venue to do just that.

We went on to agree that the common pattern these days seemed to be for the department star performer to be promoted from contributor, to team leader, to manager in seemingly record time. We agreed that new managers have difficulty moving from the contributor to the manager role because no one is willing to spend the time and energy to coach them through the various hurdles that new managers and leaders face. We agreed that this lack of training never seemed to lower the expectations of the manager, just the performance.

Then we disagreed, strongly. What caused the disagreement? The

concept was micro-management. My friend explained to me that she has “coached” many employees recently and that many of them complained about one particular manager who was micro-managing them. She told me that she helps the employees understand and come to grips with “their problem”. “You’re not going to be able to change that manager, she explained to me, “so you’ve got to change the employees”. She explains to them that if they are being micro-managed, there’s probably a reason for it. They are probably doing something wrong. If they just identify that problem and improve, their manager will stop the micro-management. “The employees need to improve themselves. It’s as simple as that.”

I wish my life was as simple as that.

She acknowledges that with that many employees complaining that

it’s likely the manager is the problem. But changing the manager is too much trouble, she says, so let’s tell the employees it’s their fault.

While it is true that it is sometimes necessary to micro-manage

people, her explanation makes little sense to me. You might micro-manage an employee if their performance is lacking. Or because the project they are working on is very high visibility and any chance of error must be minimized. But when a number of employees are complaining about the same manager micro-managing them it implies one of two things.

Either this manager:

1. Has a lot of problem employees and needs to start weeding them out, or

2. This manager does not know how to let go and properly

delegate to their staff.

Excessive micro-management is not the sign of a healthy manager.

When someone is constantly micro-managing their staff it’s generally their problem, not the employees.

If you are micro-managing your staff, refusing to delegate routine, and not so routine tasks to them for completion, then you are setting yourself up for trouble. Have you ever heard yourself say, “I would delegate this to someone else, but it’s just as easy to do it myself”? Or maybe you say, “This task is too complicated to delegate. I have to make sure it’s done right.”

If so, I hope you like your job. Because you aren’t going anyplace higher. Delegation can be difficult to learn because it looks like a huge risk and a huge leap of faith. But it doesn’t have to be that way. There are techniques that you can learn that will help you delegate and get you out of the detail. And you have to get out of the detail if you really want to be an executive.

David Meyer, owner of Coaching for Tomorrow, has more than 25 years of management and leadership experience, having worked for companies such as Nobil Shoes, McDonough, Allied Stores, MCI and Nextel Communications. His mantra, “You Win With People” is based on the deep-seated belief that hiring, developing, and promoting the right people can lead to organizational and financial success. As a management and leadership coach, David works to instill that same passion in his clients by helping them understand the importance of strong leadership, strong teamwork, and strong players.

David has a Bachelor’s in Business Administration from Elmhurst College and has been certified by both ACTION International as a Business Coach and the Coach Training Alliance. He also has received his CTM from Toastmasters. He is an Officer in the Denver Coach Federation and a facilitator/trainer for the Coach Training Alliance and ACTION International of Colorado. He is also a co-author of the book Creating Workplace Community: Motivation.

Married with two adult daughters, David is active in his local Kiwanis club and Crossroads Community Church. He enjoys reading, golf, scuba diving, and Civil War reenacting.

www.coachingfortomorrow.com/www.coachingfortomorrow.com

Interview with SK Whalen, Author of Rooke’s Island - The Prophecy of the Staring Eyes

November 14th, 2008 by socialdude

Sue Whalen, grew up in a natural wilderness park in North Vancouver, BC, Canada. Her parents, at that time were the caretakers of the park and ran a store, a food concession, and a gift shop for the thousands of visitors who enjoyed the park each year. A rainforest of giant one-hundred year old Douglas-fir, hemlock, and red cedars, surrounded the family’s home. Twin snowy mountain peaks, a deep canyon and a world famous suspension bridge were the view from the picture window of their home. The cable suspension bridge swayed 20 stories above the raging Lynn Creek. Sue loved to hike the mountain trails, swim and fish in the creek. Reflecting back, Sue, says it was these early years that influenced her storytelling and love of nature. Sue now lives in Fall River, Nova Scotia, with her husband Ken and her adult children and grandchildren live near by.

Miss Vickie, Sue’s granddaughter was the author’s helper. She was the spark and the continued light of the story. Miss Vickie was Sue’s connection to the imagination of a young reader-most importantly, Miss Vickie student loan consolidation services to like it, or it was re-written.

Tyler: Welcome, Sue I’m glad you and Miss Vickie could join me today. What a great fantasy adventure story you’ve written. To start out, will you tell us about the main character, Margery Mutters?

Sue: Well, Margery is a middle-aged schoolteacher. The story starts with Margery living in a house at the top of Old Oak Hill in Canyon city. She lives alone, a quiet humdrum, boring life, really. She loves nature and her garden more than anything else. Margery is quite an extraordinary company van insurance but that part is a secret she keeps under her hat, literally, under her hat. One of Margery’s quirks is she always wears a hat on her head. As it happens, the hat becomes very important-a small Saw-Whet owl of only 4.5″ high becomes Margery’s constant companion and rides in the centerfolds of her hat.

Margery is a granola lady, a mixture of everything, never the same. She always has high energy, as well as being a kind, and caring person. However, often her thoughts and feelings don’t match her actions. Always the optimist through every obstacle and danger, she never gives up and has faith that all will be well. There is an inner strength that keeps her going; no matter how frightened she is, never does she show her fears on her face. Often she acts or speaks before she thinks; she becomes annoyed quite easily, judges people far too quickly, stares at people when she shouldn’t, and she often shows bad manners at the table. To top it off, she considers herself rather a proper lady-you know the type, a teetotaler and quiet tea sipper. She is a lady who knows proper manners and knows the difference. Margery becomes embarrassed, flustered, and puts herself into a tizzy when her conscience wakes up and she realizes how rude her actions are.

Tyler: Why did you feel such a character as Margery, with the specific strengths and weaknesses you’ve just mentioned, was appropriate or even entertaining for the plot of your novel?

Sue: Margery’s character is an everyday believable women, neither a magical person, nor a super star, nor a stereotype, or a cookie cutter character. Maybe she is like a grandmother, a great aunt, or the person down the street. Why did it work? Because the reader could identify with her, and be part of her magical journey. She isn’t boring, as even the smallest imperfection I have exaggerated. The young child might laugh at her, a teenager might love her strength, her fears and her doubts. Older and even elderly people may see themselves.

The plot, the, situations, the owls, the scenes were always written first in draft form and then I would write in Margery. I found her 3-dimensional character, her strengths, her flaws and her few ghastly habits gave her more depth. This made it easier for me to give her a wide range of interesting conflicts and adventures where the outcomes were not predetermined and, not predicable. At the same time I let Margery grow through the process of the novel just like a real adventure.

Tyler: Who does Margery inherit the island from? What happens that brings her to Rooke’s Island?

Sue: She learns she has inherited an island from her long lost uncle when a mysterious letter arrives under unusual circumstances. Her life changes the moment she touches the letter; it’s as if the letter grabs her, controls her and turns her whole world upside down. Her journey to Rooke’s Island begins that moment.

Tyler: Before she reaches the island, Margery stops in Alwyn’s Village where she meets some interesting people. Will you tell us who they are?

Sue: The characters of Alwyn’s Village are a comical cast including: the repulsive Sydney Snog, the chatty Gabriella (Gabbi) Mooley and her hideous Purple Inn. Of course there are the lazy good-for-nothings Messrs Dicky Doolittle, Messrs Hector Dodge and we mustn’t forget the macaroni and cheese coloured cat Mr. Dinky. There is a storekeeper, the perfect Peter Puddley, and the owners of Kettle’s Kafe, the carpenter Mugs Kettle and his ever so lovely gossipy fat wife Snippy Lippy.

Tyler: What do the people of Alwyn’s Village think about Rooke’s Island? Do they make Margery curious or nervous about going there?

Sue: Tyler, for hundreds of years Margery’s reclusive uncle and great uncles guard the island. With guns on their shoulders ensuring no trespasser step one foot on the island. The village people are just plain tired of the secrecy; rumors and speculations run wild. On Margery’s journey to the island, she also has a crazy old owl that has lost his wits following her and an owl completely made of shells appearing in her dreams. With all commercial van insurance going on she is very nervous; the fear of the unknown gives her a constant stomach ache. I have to say she is more curious than nervous and she pushes herself on to the island. The story is written so you know her curiosity won.

Tyler: Is Rooke’s Island magical and completely like another fantasy world, or does it still bear some similarity to the everyday world?

Sue: Rooke’s Island on the surface looks like any other island in the real world. The fantasy world is deep beneath the island. The island is divided into three levels called: the Upper Earth, Lower Earth and Inner Earth. The Upper Earth is the surface of the island home of the earthling owls, the Lower Earth the kingdom of the folklore owl, troll, fairy, elf, and gnomish owls. The Inner Earth is miles into the core deep into the center of the island where hundreds and hundreds of ancient owls live. The king of all the owls, his mate Queen of the Ocean, the hundreds of soldier owls the Ings, the hundreds of Indigos the owls that light the earth. As well as the golden owl who holds the scroll, which is the prophecy for the future of the owls.

Tyler: Will you tell us about Margery’s encounter with the owls on the island?

Sue: Every chapter has a new magic encounter with the owls-sometimes with one owl sometimes with hundreds of owls. Parliaments of owls live and work in each of the levels on the island. All the owls are very important to the prophecy.

Tyler: Sue, can you tell us about the prophecy of the staring eyes? What is the prophecy and why is it important?

Sue:First the eyes represent all of the owls on the island and on earth. The prophecy was written in the past but it is the future of the owls. As written, the timing and every detail of the prophecy must be followed or the owls will wait another thousand years before a new owl king can be born. It is vital that the owls have a strong owl king so ‘Wisdom’ can continue to rule over the birds of prey. Margery arrives just in time to help the owls unfold the prophecy.

Tyler: Did Margery’s uncles live with the owls and know about them. Was that why they were keeping people from the island?

Sue: The owls were part of the island long before it was inhabited by Margery’s ancestors, her uncles, the Rookes. The uncles became part of the owl kingdom, and part of the owl council; they are called the ‘No Feathers’ by the owls. The owls needed them to keep people off the island and keep the owls’ secrets. When Margery arrives everything is ready for her, she had a nice modern cottage and garden. Her uncles built a huge barn called the Scared Barn. The barn is the meeting place for the Parliament owls of all three levels of the island. The prophecy will be read in the barn by the King of all owls called Eyking.

Tyler: Sue, without giving away the ending, would you say that Margery learns anything as a result of her experiences on Rooke’s Island?

Sue: Our Margery-that’s what Miss Vickie and I like to call her. The prophecy would never have taken place without her help; the owls needed her. The best part about Margery is we find out she is as wise as the wise old owls. You will watch Margery adapt and become stronger as she blends seamlessly into the owls’ world and is woven into the prophecy. She is calmer, happier, more understanding and shows great patience with the owls. Not only that, she balances the real world and the fantasy world of Rooke’s Island, becoming one with the owls and nature.

Tyler: Would you say then that Margery is really more in touch with the natural world and animals like the owls than with people?

Sue: Margery, being a schoolteacher, has the knowledge and experience along with a natural tendency toward intuitive perception toward both people and the owls. She wants to be part of both worlds, she definitely does not want to be a recluse like her uncles. I guess years of being in the classroom with children helps her understand all the personalities of the owls. She becomes devoted to them. The owls become the most important thing in her life.

Tyler: Miss Vickie, I understand Margery also has a young human companion. Will you tell us a little bit about him? Was it your idea that Margery have a younger companion?

Miss Vickie: You’re right; it is a 14 year old boy. He is special; he holds a secret and a promise he made to Margery’s uncle. I don’t remember whose idea it was; he just seemed always to be in the story. Margery needed him and he helps her build things. I do remember his eight year old sister Megan was my idea and she looks just like me.

Tyler: Sue, where did you come up with the idea for “Rooke’s Island”?

Sue: When I was very young, I often visited my Aunt Margery; she collected owl figurines. She had owls everywhere in her home. Back in the day, everyone collected something. My Aunt never had children, so when she was 94 years old, she packed all her owls for the last time in her life and shipped them 8,000 miles by truck, car, and plane to my home. I think the owls were dormant statues in her home for over 70 years. In terms of my life span, I first saw the owls when I was four-I graduated from school-went into the Navy-was married-had children-my children grew up-they had children-and then the owls came back into my life.

The owls arrived in two large cardboard boxes, 312 Friday’s ago. I know this because Miss Vickie came to my house every Friday and she was only six when the box arrived. We opened the boxes and both of us stared at hundreds of packages, little mounds of plastic of bubble wrap. We carefully unwrapped each owl; we were so intrigued we placed each owl on glass wall shelves in a room. The room we called the Peach Room where it all started; the magical owls told their story through their eyes. The tiny owl figurines, traveled across Canada, so it is a fantasy made in Canada.

Rooke’s Island, shows anything can have a story, if the timing is right. The story bridges generations, starting with my aunt. Yes, the main character is named after her. Why not? Without her owl collection there would be no story. We all prove you are never too old and never too young to dream up a story together. There were ninety years between my aunt and my granddaughter.

Tyler: That is a wonderful story, Sue, and really a tale of women from different generations coming together to tell the story. What do you think your aunt would say to you today if she knew you had written about her and her owls?

Sue: Tyler, my aunt lived two more years after she shipped the owls to me. Once a week she would call me from British Columbia. During these weekly talks. she would always want an update of the story. She loved the fact that I used her name; she couldn’t believe her collection was coming to live in a fantasy. She laughed a lot about the characters and the owl personalities. The funny thing was she wanted Margery to be exactly like her, and wanted Margery married. It was like she wanted to live on through my writing. I did compromise as Alwyn’s Village is the middle name of my uncle and the river on Rooke’s Island is called Lady-Cap which is an abbreviation for Ladysmith and Capilano where my aunt and uncle were from.

Vickie and I put together an ending before my aunt died. Even though it was another two years before we actually finished the book, we used the ending we wrote down for her. My aunt made me promise I would have it published. I’m sure she would love the book; I have sent it to many of her elderly friends that remember her owl collection and received some wonderful letters and notes back.

Tyler: Sue, tell me how you and Miss Vickie first started telling the owl story. Do you remember the moment it began?

Sue: I remember the day we put the owls on the shelves Miss Vickie and I named them. At first it was just for fun; we acted out stories using the owls. The first story was the two ugliest and largest figurines called Eaton and Ardyth; we had them on the day bed fighting, pretending they were defending the owls of an island. We made Eaton and Ardyth the last of the prehistoric birds on earth, great warriors. This first story did become chapters. (Chapter 11: Meeting Eaton, and Chapter 14: Two Owl Birds Meet).

There was one owl who arrived with name scratched on the bottom. When I was seven I etched Eaton on the bottom, unbeknown to my aunt. Miss Vickie decided to keep it this name and my aunt never did find out what I had done.

Tyler: Miss Vickie did you do any of the writing?

Miss Vickie: No I was only six; we finished it when I was nine almost ten. I’m twelve now. We would talk over what would happen next, when I came over the next Friday we would act out the next chapter. I would say what I liked and what I didn’t. There was a lot of rewriting.

Tyler: Sue, would you say you had any literary influences from other children’s books that maybe you read as a child?

Sue: My favourite childhood book of all time is “Alice in Wonderland.” I have read it so many times and still find something new.

Even though “Rooke’s Island” was written for young readers, to my surprise I received the following notes. Maybe “Rooke’s Island” will be something different to whoever reads it.

A note from an 85 year old women said-”I found it interesting that you paired an older wiser lady with the wisest creatures in the bird kingdom.”

A 16 year old girl wrote in her book report-”Margery is a scatterbrain; sometimes she doesn’t have a clue what to do, just like me. She must be fifty and she changes her life over night; now that is cool.”

A 50 year old woman wrote: “I have read the book twice; I’m just a kid at heart. As we become the graying planet you certainly let us know it doesn’t matter how old or wise we are, human or owls, we can’t predict the future.”

Tyler: Miss Vickie, it must have been fun to help write a book. What were some of your favorite things you did in writing the book?

Miss Vickie: I named most of the owls. I drew the maps in the book, did you notice the maps are owl shaped, and I took the owl pictures. It first started out with storytelling and pretending, and acting out, we never thought it would be a book. I had fun also after the book was published helping with bookmarkers, posters, Rooke’s Island T-shirts, owl cards for each of the owls (like baseball cards). We have done two signings and a book fair that was fun, and this is my second interview.

Tyler: Miss Vickie, do you have a favorite chapter?

Miss Vickie: Yes, Chapter 9, “Secrets of the Giant Redwoods” because we sat beside a huge tree on the path beside our lake. The tree had huge roots I called it the super root highway because I was so small I could hardly climb over the roots. We would pretend that the flap of the tree would open and we would go down the trunk, and sit on a roller coaster and ride under the lake.

I also like Chapter 3, “The Incident at Kettle’s Kafe.” I like the last page. It was an incident we saw at a café when we were out for breakfast. I asked my Nanny to ask the editor not to change anything. The editor said she didn’t change anything-that it was funny just the way it was.

Tyler: Miss Vickie, what do you plan to do next? Do you think you will continue to write books or do you plan to be something else besides an author?

Miss Vickie: My brother and sister want to be part of the next book but I’m sure I will help. I am a figure skater and I skate three hours a day so I don’t have as much time now.

Tyler: And Sue, do you have plans to write any more books, even a sequel maybe to “Rooke’s Island”?

Sue: I have had a sequel in my mind and have started to write snippets and build characters.

Tyler: Sue, before we go, will you tell us where readers can find more information or purchase a copy of “Rooke’s Island”?

Sue: Sure Tyler, you can buy “Rooke’s Island” online from my publisher iUniverse or Amazon books and Amazon Kindle books, Barnes & Noble, Borders, Chapters.ca (Canada).

Tyler: Thank you both for being here today. I think it’s wonderful that you have such a great relationship and could collaborate the way you did. I wish you much luck in making your future dreams become reality.

Tyler R. Tichelaar of Reader Views was happy to be joined by S.K. Whalen (Sue) and her granddaughter, Miss Vickie, to talk about their new book “Rooke’s Island: The Prophecy of the Staring Eyes,” iUniverse (2007), ISBN 9780595445455.

www.readerviews.com/www.readerviews.com/

Gadgets and New Inventions - What to Look For

November 13th, 2008 by socialdude

It can be declared without any hint of hesitation that mobile phone is the most happening gadget of this era. Gone are the days when mobile phones were just phones that are mobile. Today, it is a multi-purpose device that can be used as camera, video recorder, music player, remote control, radio, television, real-time map, car insurance Las Vegas personal computer for surfing the internet. The list is incomplete as more and more functions are being added to the tiny handset at a frantic pace. But new gadgets and inventions are launched in several other fields also. The world of personal computer and the internet is another major breeding ground of such innovations. Brick and mortar business segments also witness useful innovations periodically.

Robots guided by artificial intelligence technology are attractive and useful gadgets. Such robots can wash your cloths, clean the floor, and do most of the household cleaning activities. The robot can do these works without the guidance of a human being. When this robot becomes popular and affordable, Nebraska motorcycle accident attorneys can happily say goodbye to the servants. One will also need to find some other uses for washing machines, dishwashers, and vacuum cleaners.

A new invention that can potentially change the way we travel is what is known as easy glider. The traffic jams in the cities on Monday mornings can be added along with death and tax as the certainties in life. Many solutions have been proposed to solve the problem of traffic jam and resultant air pollution. Easy glider is one such solution. In simple terms, it is a roller-skating device that is powered electrically. You just need to stand on the device and guide it using the handle. Its manufacturers claim that the device can attain a maximum speed of 20 km/hour. It is definitely more than what your Ferrari can practically attain during rush hours.

The next interesting device is the USB connector. This is a gadget that any of us could have invented or at least imagined. The USB connector allows the user to connect two or more USBs, and the connected system works as a single USB unit. This is very helpful when one needs to store large volumes of data. This is particularly useful considering the fact that USBs with large storage capacity (say more than 5GB) are really expensive if you consider the rate per GB.

The last of interesting gadgets and inventions in this essay has the potential to permanently end a common cause of quarrel between married couple. Its name says it Indiana Lemon Laws automatic opening and closing toilet bowl lid. Once this device is installed, a light sensor detects when person approaches the bowl and the lid automatically opens. Similarly, it closes automatically when the person leaves the place.

Wendy Pan is an accomplished niche website developer and author.

To learn more about electronicssitepro.info/high-definition-television-disadvantages/”>gadgets and new inventions, please visit electronicssitepro.info/”>Electronics Site Pro for current articles and discussions.

Advocate For Autism

November 12th, 2008 by socialdude

I never write about something I viewed on television. Well, rules are made to be broken. Recently a very exciting thing took place conference calling companies I watched a political program. I guess everyone has experienced their fill of political goings-on the past few weeks and probably are either very excited or bored Consolidation student loan it all. Let me share with you what grabbed my attention. She related her intention to be an advocate for special needs children, which certainly includes autism, if she were so privileged to be elected to the second highest office of the U.S.

Putting politics aside for a moment, I want to talk about something she mentioned that is very close to my heart. She spoke of the fact that her newest born baby boy had Down Syndrome. She knew the baby would need a special home and chose to give birth to the child and to raise him with love and care. From all appearances, she and her family certainly are fulfilling that role. Every time a family member was on camera the little boy was being held and loved. Thinking back, I could not remember ever seeing a child this age being held on stage by his mother looking out on thousands of people wildly cheering. It is a scene that will be burned conference calling companies my memory for a long time. If this touches your heart,too, then good for you.

Toward the last of her speech she mentioned how she relates to parents of special needs children and acknowledged that there are many families dealing with the challenges involved in rearing these children. She also mentioned how these families experience problems and with the problems come challenges and also great joy. Her commitment to be an advocate in the White House for special needs children if elected was very special to me. My feeling is that if she is allowed to fulfill this important duty, even though she will have many more important duties during her service to the country, this will be the most important role she could ever fill. Just the fact of her presence there will be such a comfort to so many as she chose to walk in their shoes.

Please feel free to visit my blog and leave a comment.
Meredith Morrow

Meredith is a retired small business owner and has enjoyed retirement for a few years. She recently came out of retirement to develop an on-line affiliate business to earn money for a special project to help restore old historical cemeteries that are in ruin. The Media Connection will provide the monetary funds needed for this worthy endeavor. On-line affiliate marketing fits right into her stay-at-home lifestyle. While she enjoys writing, the rest of the business will not come so easy. The article marketing concept is strongly emphasized in the approach she is taking. She believes strongly that this will result in establishing a business with a firm foundation.

Her Blog can be accessed at://www.aboutautismandmore.blogspot.comwww.aboutautismandmore.blogspot.com and her website at: profitconnection4u.comprofitconnection4u.com

The Versatile Direct Mail Postcards

November 11th, 2008 by socialdude

Direct mail postcards are one of the most commonly used direct mail marketing material today. They are commonly used because of several advantages that they offer and bring to the table. Here are some advantages of postcards as direct mail marketing materials:

1. Postcards are very cost effective materials - one of the main reasons that postcards are used is because they are very affordable. The affordability of postcards means you can produce as many materials that you want and it would not hurt you budget. This makes it easy to flood your audience with your materials everyday, every three days or weekly.

2. Postcards are easy to make - creating and designing postcards are easier to create now than they are several years ago. The advent of the internet has made tools and resources available to ford car insurance lot of people. Now you no longer need fancy and expensive design software in order to design and create your prints all the things that you need in order to create and impressive design is already hostgator coupons the net. Some online printing companies offer online design tools that are easy to master and manipulate. They also come hand in hand with different postcard templates that you can use as guides for what ever project that you are doing.

3. Postcards get the job done - the reason why marketing professionals have trusted postcards this long is that because they deliver when it comes to introducing a new customer to a product. Through out the years, the postcard has shown that it is a reliable marketing materials that is worth your investment.

Some tips on making more effective direct mail marketing postcards:

Know the limitations of your postcards
Do not cram every single thing that you want in your postcard. Remember that your postcard has a very small size and that with the space constraints; you need to carefully select what elements you want to put in the design. Pick out the best photo that will encapsulate the message that you want to want to send out.

Layout is important but content is key

The importance of a clean and balanced layout can not be understated but more than that, it is important to have a content that is clear and straight to the point. Also it will serve you well if you create a text ortho that screams out a few words rather than having a huge block of text that your readers have to read. The advantage of having a screaming headline is that it is easily read and noticed by your readers. No more need for deep thought and self reflection, when they glance at your postcard and see your headline, they should see and know what it is that you are offering.

Give it time

One of the biggest mistakes that you can make when you are doing a direct mail postcard marketing campaign is not giving your postcards the time to succeed. You need to give your postcards ample time to make an impact. If at the first time you do not succeed, just send out your postcards again.

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Las Vegas Fun - Gambling in Las Vegas

November 10th, 2008 by socialdude

If you enjoy gambling it’s tough to beat the excitement of Las Vegas. When it comes to gambling Las Vegas has something for everyone and every level of gambler out there.

Here are some great tips for gambling in Las Vegas.

The gambling options in Las Vegas are practically endless.

Vegas has everything from video poker, to slots, sports betting, blackjack, poker, bingo and the list goes on. And you can do these things in almost any type of environment depending on whichever casino you decide to visit.

Here’s some basic advice on gambling in Las Vegas.

  • Most casinos offer free lessons on a variety of games — craps, pokers, roulette and more. Check out for free lessons at your casino.
  • Be sure to spend some time watching the game you want to play to get a feel for how things go. You’ll learn basic things like how, when and where to place your bets.You’ll know if or when you should touch your cards in card games, throw the dice in craps games, etc.
  • Check the minimum and maximum bets at each table student loan consolidators sitting down to play.
  • Be sure to observe how you bet. The last thing you want to do is bet two grand when you meant to be twenty bucks. And vice versa if you end up winning your bet! Ouch!

But before you get sucked in to acting like a high roller, remember some of these cautionary tips for gambling in Las Vegas.

  • Everything favors the house - the las vegas casinos survive because they make Viagra They make money because the odds are in their favor.
  • You can have fun in Vegas and gamble and not go broke. Pick your games carefully, bet carefully, keep an eye on your bankroll and know when to stop.
  • Don’t drink and gamble. There’s a reason the casinos encourage drinking in their gamblers. It encourages bad decisions.

Don’t be intimidated if you haven’t gambled in a casino before. The casinos want you to gamble and they want you to have fun so you’ll come back.

Learn more about www.lasvegasthrills.com”>gambling in Las Vegas and other tips, ideas and information on shows, hotels, trips and more at www.lasvegasthrills.com”>http://www.lasvegasthrills.com